Budgets often bring changes to taxes, benefits and financial rules that affect everyday savers, homeowners, investors and business owners. The UK government will deliver its Autumn Budget on 26th November 2025, and speculation is strong this year. Getting advice now could help you protect your money and make informed decisions.

What are people expecting?

Some of the major areas where commentators are speculating changes include:

Cybercriminals use a wide range of tactics to con people out of their money. Stay one step ahead with these five crucial tips to avoid financial scams.

1. Stay informed

Knowing how to spot a financial scam is your first line of defence. Fraudsters are constantly changing their tactics so regularly educating yourself about common approaches like phishing, identity fraud and romance scams are crucial to staying one step ahead.

Action Fraud and other consumer protection organisations offer a wealth of valuable resources and updates on emergi...

Fraudsters use a variety of approaches to convince you to part with your money. Here are 8 financial scams to be aware of.

1. Impersonation fraud

Scammers often pretend to be a familiar organisation like your bank, a utility provider or HMRC. They might inform you of a threat to your account (which is often fake) and offer to help move your money to a more secure location, or they might claim that you’ve failed to make a payment and encourage you to settle it immediately.

Fraudsters may also pretend to be an individual person you trust, s...

4 key signs of a financial scam and what to do if you spot one

Financial scams are more sophisticated than ever before, but a few telltale signs can give them away. Here are four ways to spot a financial scam and what to do if you think someone’s trying to scam you.

We’d like to think we wouldn’t fall for a financial scam, but the truth is we’re all vulnerable. Even amateur fraudsters can create convincing ads or replicate the websites, emails and phone calls of genuine financial businesses.

But no matter how sophisticated the attempt the...

What is a lasting power of attorney (LPA) and do I need one?

A lasting power of attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. An LPA is a completely separate legal document to your will although many people put them in place at the same time as getting their will written, as part of planning for their future.

What does a Lasting Power of Attorney (LPA) cover?

There are two types ...

Securing your family's financial future is a vital aspect of long-term planning. To help you navigate the complexities of inheritance and estate planning, we've prepared a guide outlining key considerations. From understanding your future financial needs to exploring options like trusts and charitable giving, this guide will help you take the necessary steps to protect and provide for your loved ones.

Making a start

The financial world can seem complex, particularly when it comes to areas like inheritance and estate planning. That’s where ...

The value of advice – planning with purpose

In an ever-changing world, navigating your financial options can be challenging. Whether you’re thinking about ways to save, planning for retirement, considering how best to use your tax allowances, or thinking about how your estate might be passed on, it’s often hard to know where to begin. That’s where advice can make a real difference – helping you plan with clarity and purpose.

Making sense of pensions

Pensions remain one of the most effective ways to save for later life, yet, with evolving ...

Do you keep meaning to sort out your will? We can help you. 

Life is busy, we get it. But is anything more important than being in control of your future? Recent research suggests that only 53% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some, appears to be a daunting task.

It’s always worth bearing in mind that if you die without a will, the law decides who inherits everything you own (your assets) according to certain criteria called ‘intestacy rules’. So yo...

Cancer impacts so many of us 

Cancer is a disease that leaves very few of us untouched. Statistics from Cancer Research UK suggest that as many as one in two people born after 1960 will be diagnosed with some form of the disease over the course of their lifetime.  

That’s the kind of statistic that makes you think. Little wonder that one of the most common questions clients ask is whether private medical insurance covers the disease. With soaring waiting times and the NHS stretched like never before, it’s one that has assumed ever greater ...